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Personal insurance

Your home, your boat, and everything you ride

Manufactured and mobile homes, condos and rentals, and the boats, quads, carts and bikes that most homeowners policies quietly leave out. Talk to licensed staff and get it sorted on one call.

Looking for car insurance? That has its own line and its own rules — see auto insurance.

Most personal insurance

866-347-8683

Call center hours

  • Monday – Friday6:00 AM – 7:00 PM Pacific Time
    9:00 AM – 10:00 PM Eastern Time
  • Saturday6:00 AM – 5:00 PM Pacific Time
    9:00 AM – 8:00 PM Eastern Time

Not available in New York.

Factory-built homes do not use this number. See the 833 line below.

Different number — factory-built homes

Manufactured, mobile, park model, tiny and modular homes call 833-844-4357

Every state, with no exceptions — including California, Florida and New York, where the 866 line writes no property at all.

Call 833-844-4357

Factory-built homes

Manufactured, mobile, park model, tiny and modular homes all go through the same dedicated line, in every state. It is the one product family with no state exceptions at all.

Factory-built homes, every state

833-844-4357

Call center hours

  • Monday – Friday5:30 AM – 5:00 PM Pacific Time
    8:30 AM – 8:00 PM Eastern Time

Also on the 833 line

These call 833-844-4357 too, not the 866 number

Rented condos and townhouses, a home standing empty, and recreational vehicles all go to the same dedicated line as factory-built homes. Dialling the 866 number for any of these means a transfer.

Vacant homeEmpty, between tenants, or awaiting sale
Condo landlordA condo you own and rent to somebody elseTownhouse landlordA townhouse you own and rent outOwner-occupied condoA condo you live in. Available in every state, though appetite is limited in CA, FL and NY, so call and ask
Travel trailerTowable, parked or on the road
5th wheelFifth-wheel towable RVs
Luxury motor coachClass A motorhomes and coaches
Call 833-844-4357

Condos, rentals & landlords

Coverage for a unit you own, a place you rent, or a property you rent out to somebody else.

In California, Florida and New York the 866 line writes no property at all. Rented houses and condos, and owner-occupied condos, all go to the 833-844-4357line above and can still be quoted by phone — though condo appetite in those three states is limited, so call and ask. An owner-occupied house in California takes a full online submission, and we are not writing owner-occupied houses in Florida or New York. California landlords, start here.

Boats, bikes & everything you ride

Homeowners policies generally exclude these the moment they leave your property, which is why each one has its own policy.

Have more than one of these?

Several vehicles, a home and a boat, or a few rental properties can often sit on one policy or a single package. Have the year, make and model of each ready, along with the addresses, and one call usually covers all of it.

Call 866-347-8683
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