LSV insurance (low-speed vehicle insurance)
Coverage for street-legal low-speed vehicles (LSVs) and neighborhood electric vehicles — generally intended to respond to liability and damage on public roads where LSVs are allowed.
In California? Call 833-844-4357.
What this coverage is generally intended to address
- •Liability. Often required for a street-legal LSV — generally intended to respond to bodily injury or property damage you cause.
- •Physical damage. Optional collision and comprehensive for theft of, or damage to, your LSV.
- •Uninsured / underinsured motorist. May be available given LSVs share the road with cars, subject to the policy and state.
- •Custom equipment. Batteries, upgrades, and accessories can often be scheduled.
Request your quote
Prefer to talk? Call 866-347-8683 (California: 833-844-4357). Or send your details below.
Frequently asked questions
What is a low-speed vehicle (LSV)?
An LSV is a street-legal vehicle (often a souped-up golf cart or NEV) capable of roughly 20–25 mph, registered for use on roads with lower speed limits. Because it is street-legal, it generally needs auto-style liability coverage.
Is LSV insurance the same as golf cart insurance?
Related but not identical. A non-street-legal golf cart is usually insured under a golf cart policy; a registered LSV typically needs coverage closer to an auto policy. We can sort out which fits when you call.
Is coverage required by law?
In most states a registered, street-legal LSV must carry at least the state minimum liability. Requirements vary, so confirm for your state.