Terms of Service

Last updated: June 2026

1. RunQuotes Is Not an Insurance Agency

RunQuotes.com is an insurance education and lead-matching directory operated for U.S. consumers and businesses. RunQuotes is not a licensed insurance agency, broker, or carrier. We do not underwrite, issue, bind, modify, or service insurance policies.

Information presented on this site is for general educational purposes only and does not constitute insurance advice, an offer of coverage, or a recommendation of any particular policy, carrier, or product. You should consult a licensed insurance professional in your state before purchasing any insurance product.

2. How We Use Your Information

When you submit a quote request, intake form, or contact request, you understand and agree that the information you provide may be shared with one or more licensed insurance agents, brokers, insurance carriers, surety companies, or other insurance professionals so that they may contact you regarding insurance products that may meet your needs.

We may also send you transactional communications (email, SMS, or phone) about your request. By submitting a form, you consent to receive these communications. You may opt out at any time.

3. Affiliate & Referral Relationships

RunQuotes participates in affiliate and referral programs with various insurance carriers, online marketplaces, and finance providers. We may receive compensation when you click an outbound link or complete an application through one of our partners. This does not increase your cost.

4. No Guarantee of Coverage or Price

Prices, coverage availability, and policy terms shown anywhere on this site are illustrative and subject to underwriting, eligibility, state availability, and carrier acceptance. Actual quotes and bound coverage may differ.

5. Eligibility & Geography

RunQuotes is intended for use by individuals and businesses located in the United States. We do not target users outside the United States and do not knowingly collect data from EU/EEA residents.

6. Accuracy of Your Information

You agree that all information you submit is true, accurate, and complete to the best of your knowledge. Insurance applications submitted with materially incorrect information may be denied or rescinded by the carrier.

7. Limitation of Liability

RunQuotes provides this site "as is" without warranties of any kind. To the maximum extent permitted by law, RunQuotes is not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the site, content, or any third-party services accessed through the site.

8. Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the revised terms.

9. Contact

Questions about these terms? Email hello@runquotes.com.