Personal watercraft insurance (Jet Ski & Sea-Doo)
Coverage for Jet Ski, Sea-Doo, WaveRunner, and other personal watercraft — generally intended to respond to liability, theft, and damage on the water.
In California? Call 833-844-4357.
What this coverage is generally intended to address
- •Watercraft liability. Generally intended to respond to bodily injury or property damage you cause while riding.
- •Physical damage. Coverage for theft of, or damage to, the watercraft and attached equipment.
- •Trailer & accessories. The trailer and gear can often be scheduled, subject to the policy.
- •Wreckage removal / fuel spill. Often available, depending on the policy form.
Request your quote
Prefer to talk? Call 866-347-8683 (California: 833-844-4357). Or send your details below.
Frequently asked questions
Is a Jet Ski covered by my boat or homeowners policy?
Usually not adequately — personal watercraft are commonly excluded or sub-limited. A dedicated PWC policy is generally what responds.
Do I need insurance to ride at a lake or marina?
Many lakes, marinas, and states require liability coverage. Requirements vary, so confirm where you ride.
Can I insure more than one craft?
Yes — multiple craft can usually go on one policy. Have the year, make, and model of each ready.
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