ATV insurance
Coverage for ATVs and four-wheelers on trails, private land, and where permitted — generally intended to respond to liability, theft, and damage.
In California? Call 833-844-4357.
What this coverage is generally intended to address
- •Liability. Generally intended to respond to bodily injury or property damage you cause while riding, where coverage applies.
- •Collision & comprehensive. Optional coverage for damage to or theft of your ATV, including overturns and trail mishaps.
- •Accessories & gear. Winches, racks, and riding gear can often be scheduled, subject to the policy.
- •Medical / uninsured riders. May be available for injuries to you or passengers depending on the policy and state.
Request your quote
Prefer to talk? Call 866-347-8683 (California: 833-844-4357). Or send your details below.
Frequently asked questions
Does homeowners insurance cover my ATV?
Usually only in limited situations on your own property — homeowners policies generally exclude off-premises ATV use. A dedicated ATV policy is generally what responds on trails and public land.
Do I need ATV insurance to ride on public land?
Many public riding areas and states require liability coverage and registration. Requirements vary, so confirm for where you ride.
Is my gear covered?
Riding gear and accessories can often be added. Have a rough value ready when you call.
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