Renters Insurance

Renters insurance

Coverage for tenants — generally intended to respond to loss of your belongings, personal liability, and added living costs after a covered loss. Get a quote by phone. (Not available in California or New York — submit online and we’ll reach out.)

Not available in California or New York — request a quote online below and we'll reach out.

What this coverage is generally intended to address

•Personal property. Generally intended to respond to covered loss of your belongings — furniture, electronics, clothing — on and off premises.
•Personal liability. Generally intended to respond to third-party bodily injury or property damage you are liable for.
•Loss of use. May reimburse added living expenses if a covered loss makes your rental uninhabitable, subject to the policy.
•Medical payments to others. May cover minor guest medical costs regardless of fault, subject to the policy.

Request your quote

Prefer to talk? Call 866-347-8683. Not available in California or New York — in those states, send your details below and we'll reach out.

Who are you?

First name

Last name

Phone

Date of birth

Carriers rate off it, so a quote without it is a guess.

Property street address

Apartment or unit

City

State

ZIP

Do you have a separate mailing address?

Construction type

Not required. Leave it blank if you are not sure.

What would you like quoted?

How much personal property would you like quoted?

What it would cost to replace your belongings from an empty room.

Personal liability

$100,000 is included by default. Higher limits are available and generally cost little more.

A default amount of loss of use coverage is included on every quote, so there is nothing to choose here. Other coverage options — higher limits, scheduled items, sewer backup, water shutoff credits and more — are available, and anything on this form can be changed after the first quote comes back. The fastest way to adjust it is to call the hotline.

Any claims in the last five years?

Do you own a dog or other animal with a bite history?

Anything else we should know?

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Still needed: whether there have been claims in the last five years, whether an animal in the home has a bite history.

Frequently asked questions

Does my landlord’s insurance cover my stuff?

No. A landlord policy covers the building and the landlord’s liability — not your belongings or your personal liability. Renters insurance is generally what responds for you.

Is renters insurance required?

Many landlords require it in the lease. Even when not required, it is generally intended to protect your belongings and you for relatively little cost.

Does it cover roommates?

Usually each person should carry their own policy unless a roommate is specifically added. Confirm how your household is covered.

What this coverage is generally intended to address

Request your quote

Frequently asked questions

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