Golf cart insurance
Coverage for personal golf carts on streets, paths, and in communities — generally intended to respond to liability, theft, and damage. Get a quote by phone.
In California? Call 833-844-4357.
What this coverage is generally intended to address
- •Liability. Generally intended to respond to bodily injury or property damage you cause while operating the cart.
- •Physical damage. Optional coverage for theft of, or damage to, your cart — collision and comprehensive.
- •Medical payments / uninsured motorist. May be available for injuries to you or passengers, depending on the policy and state.
- •Custom equipment. Lift kits, batteries, and accessories can often be scheduled, subject to the policy form.
Request your quote
Prefer to talk? Call 866-347-8683 (California: 833-844-4357). Or send your details below.
Frequently asked questions
Do I need golf cart insurance if I only drive in my community?
Some HOAs and communities require it, and many roads where carts are allowed require liability coverage. Personal auto and homeowners policies often exclude or limit golf carts, so a dedicated policy is generally what responds.
Is a golf cart the same as an LSV for insurance?
Not always. A street-legal low-speed vehicle (LSV) is registered and may require auto-style coverage; a basic golf cart is usually insured separately. Tell us which you have when you call.
Can I insure a lifted or customized cart?
Often yes — accessories and custom equipment can usually be scheduled. Have the details ready when you call.