Park model home insurance
Coverage for compact park model homes (typically around 400 square feet) in RV resorts, 55+ communities, and seasonal parks. Get a quote by phone or online.
Mon–Fri 8:30a–9p PT · 8:30a–7p ET
What this coverage is generally intended to address
- •The unit. Generally intended to respond to covered damage to the park model itself and attached features like decks, porches, and skirting when scheduled.
- •Personal property. Generally intended to address your belongings inside the unit, in the event of a covered loss.
- •Personal liability. Generally intended to respond to third-party bodily injury or property damage you are liable for at the unit.
- •Seasonal & community use. Programs account for park, resort, and seasonal-use situations — including when you are away part of the year.
- •Other structures & loss of use. Sheds, Arizona rooms, and additional living expenses can be included, subject to the policy form.
Request your quote
Prefer to talk? Call 833-844-4357. Or send your details and we'll help you get covered.
Frequently asked questions
Is a park model the same as an RV or a manufactured home?
A park model is a compact unit (commonly up to about 400 sq ft) often classified as a recreational park trailer. It sits between an RV and a manufactured home, and is usually insured under a dedicated park model program.
Can I insure a park model in an RV resort or 55+ community?
Yes — that is the typical setting. Coverage is generally available whether you live there full-time or seasonally.
What if it’s only used part of the year?
Seasonal use is common for park models and can be accounted for. Call 833-844-4357 to find a program that fits how you use it.
Talk to a licensed team
833-844-4357- Monday – Friday8:30 AM – 9:00 PM Pacific Time
- Monday – Friday8:30 AM – 7:00 PM Eastern Time
RunQuotes is an insurance education and lead-matching directory. We connect U.S. consumers and businesses with licensed insurance professionals, underwriters, or carriers. Read our Terms of Service →