Landlord Insurance — Homes & Condos Rented to Others

What this coverage is generally intended to address

•Dwelling & other structures. Generally intended to respond to covered damage to the rental building and attached structures.
•Landlord liability. Generally intended to respond to third-party bodily injury or property damage claims arising from the rental.
•Loss of rental income. May reimburse lost rent while a covered loss makes the unit uninhabitable, subject to the policy.
•Optional add-ons. Vandalism, equipment breakdown, and other endorsements may be available.

Request your quote

Prefer to talk? Call 866-347-8683 (California: 833-844-4357). Or send your details below.

Who are you?

First name

Last name

Phone

Date of birth

Carriers rate off it, so a quote without it is a guess.

Property street address

Apartment or unit

City

State

ZIP

Do you have a separate mailing address?

Construction type

Not required. Leave it blank if you are not sure.

Year built

Square footage

What would you like quoted?

Dwelling limit — what it would cost to rebuild the building

What it would cost to rebuild today — not the market value and not the tax assessment.

How much personal property would you like quoted?

What it would cost to replace your belongings from an empty room.

Personal liability

$100,000 is included by default. Higher limits are available and generally cost little more.

Interested in sewer & water back-up?

Interested in a service line endorsement?

A default amount of loss of use coverage is included on every quote, so there is nothing to choose here. Other coverage options — higher limits, scheduled items, sewer backup, water shutoff credits and more — are available, and anything on this form can be changed after the first quote comes back. The fastest way to adjust it is to call the hotline.

Any claims in the last five years?

Do you own a dog or other animal with a bite history?

Anything else we should know?

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Still needed: whether there have been claims in the last five years, whether an animal in the home has a bite history.

Frequently asked questions

How is landlord insurance different from homeowners?

Homeowners is for an owner-occupied home. Landlord (dwelling-fire) policies are built for properties you rent to others, with landlord liability and loss-of-rent coverage homeowners policies generally do not provide.

Does it cover my tenant’s belongings?

No — your tenants should carry renters insurance for their own property. Your policy is generally intended to cover the building and your landlord liability.

I have several rentals — can they be on one policy?

Often yes, or across a package. Have the addresses and details ready when you call.

Landlord insurance (homes & condos rented to others)

What this coverage is generally intended to address

Request your quote

Frequently asked questions

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