Contractors insurance
Insurance built for contractors & trades
General liability, workers' comp, license and registration bonds, tools, and commercial auto — for general contractors and specialty trades. Licensing rules vary by state; start with yours below.
Start a quote →What contractors generally carry
- •General liability — third-party injury and property damage from your work, including completed operations.
- •Workers' compensation — required in most states once you have employees.
- •License / registration bond — required by many licensing bodies; a guarantee to the public, not insurance for you.
- •Tools & equipment and commercial auto — round out coverage for most crews.
Contractors insurance by state
Licensing and bonding genuinely differ by state — pick yours:
ArizonaIdahoCaliforniaTexasFloridaNevadaColoradoWashingtonAlabamaAlaskaArkansasConnecticutDelawareDistrict of ColumbiaGeorgiaHawaiiIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeUtahVermontVirginiaWest VirginiaWisconsinWyoming
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