Wyoming contractors insurance

Licensing & registration in Wyoming

Contractor licensing in Wyoming is handled at the state and/or local level and can vary by trade and project size — there is no broad statewide general-contractor license, so general-contractor and electrical requirements are largely set by cities and counties, while some trades carry their own rules. Verify the current requirement with the local jurisdiction where you work (and your state licensing board for any state-regulated trade) before bidding.

Many licensing bodies require a license or registration bond as a guarantee to the public, separate from your liability insurance. Whether a bond applies depends on your jurisdiction and trade, so confirm the current rule before you start.

Coverages Wyoming contractors carry

• •General liability — generally intended to respond to third-party injury and property damage from your work, including completed-operations claims that surface after a job.
• •Workers’ compensation — required in most states once you have employees, and commonly required of subs by the GCs who hire them.
• •License / registration bond — a guarantee to the public required by many licensing bodies; distinct from your liability insurance.
• •Tools & equipment (inland marine) — optional coverage generally intended to address loss or damage to your own gear.
• •Commercial auto — for work trucks and vans; personal auto typically excludes business use.

Who needs it in Wyoming

Common Wyoming users include home builders and remodelers, roofers, electricians, plumbers, HVAC, and excavation contractors across Cheyenne, Casper, and Laramie.