Maryland contractors insurance
Maryland contractors generally carry general liability as their core policy. Coverage is built around the third-party injury, property damage, and completed-operations exposure that comes with construction work.
Licensing & registration in Maryland
Contractor licensing in Maryland is handled at the state and/or local level and can vary by trade and project size — home-improvement work commonly involves state-level licensing, and trades such as electrical, plumbing, and HVAC carry their own requirements. Verify the current requirement with your state licensing board (and the county or city where you work) before bidding.
Many licensing bodies require a license or registration bond, which guarantees something to the public and is distinct from liability insurance. Requirements vary by jurisdiction and trade, so confirm what applies before you start.
Who needs it in Maryland
Common Maryland users include home builders and remodelers, roofers, electricians, plumbers, HVAC, and landscapers across Baltimore, Columbia, Germantown, and Annapolis.
Tell us your trade and operations, and we’ll route you to a fitting carrier — GCs and clients commonly require a $1M certificate of insurance naming them as additional insured before work begins.
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