Surety bonds in Maryland
Maryland’s mix of federal contracting, port activity, and home improvement work brings surety bonds into many licensing processes. A surety bond protects the obligee and the public — if a claim is paid, the bonded Maryland business generally repays the surety.
Bonds commonly required in Maryland
Home Improvement / Contractor Bond
Certain Maryland contractors and home improvement firms may be required to post a bond protecting consumers.
Motor Vehicle Dealer Bond
Dealers commonly carry a bond intended to protect buyers and the state.
Notary Public Bond
Where required, a notary bond helps protect the public from notarial mistakes or misconduct.
Mortgage / Lending Bond
Mortgage and lending licensees may be required to maintain a surety bond.
Performance & Payment Bonds
Public construction often requires these bonds to assure completion and payment to subcontractors.
Confirm the specific bond with the obligee or your Maryland licensing board, then get a quote so you can compare premiums.
A surety bond protects the party requiring it (the obligee) and the public — it is not insurance for your business. If a claim is paid, the principal generally repays the surety. Bond requirements and amounts are set by the obligee and vary by license type and jurisdiction. Verify the exact requirement before you buy.
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