Notary bonds — quick, online, all 50 states.
A notary bond is the state-required surety bond every commissioned notary must carry. We'll get you quoted in minutes.
What a notary bond is intended to do
- ✓ Satisfy the bond requirement your state imposes as a condition of holding a notary commission
- ✓ Protect members of the public who may be financially harmed by an improper notarization
- ✓ Provide a clear surety mechanism — the surety pays the public, then the notary repays the surety
Notary E&O insurance protects you.
Your bond protects the public. Notary Errors & Omissions (E&O) insurance — also called professional liability insurance — is generally intended to protect you against allegations of error or omission in your notarial duties.
For notaries, "professional liability" and "E&O" refer to the same coverage. Most working notaries carry both a bond and E&O.
FAQ
How much does a notary bond cost?
Cost depends on the bond amount your state requires (commonly $5,000–$25,000) and the bond term (often 4 years). For most states, premium runs $40–$100 for the full term.
What's the difference between a notary bond and notary E&O insurance?
The bond is intended to protect the public from financial harm caused by an improper notarization — but the bond requires the notary to repay the surety. Notary Errors & Omissions (E&O) insurance — also called professional liability insurance — is intended to protect the notary against allegations of error or omission. Both serve different parties.
Do I need both?
The bond is typically required by your state to be commissioned. E&O is optional but strongly recommended — without it, you personally pay defense costs and any settlement out of pocket.
Can I cancel my bond if I stop being a notary?
Bond cancellation rules vary by state and by surety. Some refund unearned premium; others do not. Check your state's commissioning authority.
Get the small-business insurance newsletter
Plain-English coverage tips, comparisons, and offers — no spam, unsubscribe anytime.