Washington contractors insurance
Washington contractors generally carry general liability, and the state requires registration before you can legally advertise or perform work. Coverage is built around third-party injury, property damage, and completed-operations exposure.
Licensing & registration in Washington
Contractors generally must register with the Washington State Department of Labor & Industries (L&I) as a general or specialty contractor before bidding or working. Registration itself has insurance and bond requirements. Confirm current rules with L&I before you operate.
Washington registration generally requires both a continuous surety bond and a general liability insurance policy on file with L&I, with bond amounts that differ for general vs. specialty contractors. Verify the current amounts with L&I.
Who needs it in Washington
Common Washington users include home builders and remodelers, roofers, electricians, plumbers, HVAC, and landscapers across Seattle, Spokane, Tacoma, and Vancouver.
Tell us your registration type and work, and we’ll route you to a carrier — L&I registration and most jobs require proof of general liability, which a certificate of insurance is generally intended to evidence.
Washington cities
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