Film & Video Editor Insurance
For film and video editors on the hook for deadlines, deliverables, and the footage they hold.
What this coverage is intended to address
- ✓Allegations that an editing error, missed deadline, or deliverable problem caused a client a financial loss, addressed through professional liability insurance, also called Errors & Omissions (E&O) insurance
- ✓Media and content claims that can arise from finished edits, subject to the policy form
- ✓Editing workstations, drives, and storage holding client footage, when scheduled as inland marine
- ✓Additional-insured requirements that production companies and agencies may impose
Coverage products commonly considered
Most film & video editor operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A client alleges an editor delivered the wrong cut past the air date and demands compensation for their loss; professional liability insurance, also called Errors & Omissions (E&O) insurance, is generally intended to respond to allegations of this nature.
- An external drive holding a client's raw footage is damaged in the edit suite; inland marine coverage, if scheduled, is generally intended to respond to a loss of this kind.
Frequently asked questions
Why do video editors carry E&O insurance?
Editing is a deadline-driven professional service, so a mistake or missed deliverable can lead to a financial-loss claim. Professional liability insurance, also called Errors & Omissions (E&O) insurance, is intended to address that exposure.
How is my editing equipment protected?
Workstations, drives, and storage can be scheduled as inland marine, which is generally intended to respond to certain losses to that equipment, subject to the policy terms.
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