Photo Video Insurance
Videographer Insurance
Coverage built for videographers and filmmakers — weddings, events, commercial, and short-form.
What this coverage is intended to address
- ✓Third-party bodily injury and property damage at shoots and events
- ✓Damage to a venue's property from gear or production equipment
- ✓Allegations of failure to deliver finished work — professional liability insurance, also called Errors & Omissions (E&O) insurance
- ✓Cameras, drones, audio gear, and rented equipment (when scheduled on the policy)
Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.
Coverage products commonly considered
Most videographer operations consider one or more of these coverage types:
General Liability
Professional Liability / E&O
Inland Marine (Gear)
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A light stand damages a venue's artwork during setup. The general liability policy is generally intended to respond to allegations of this nature in the event of a covered claim.
- A bride alleges the videographer failed to deliver promised wedding footage. Professional liability — also known as Errors & Omissions (E&O) insurance — is generally intended to address allegations of this type.
Frequently asked questions
Are drones covered?
Drone coverage is typically a separate endorsement or policy. Disclose drone use on the application.
Get a Videographer insurance quote
Takes about 3 minutes. We'll route you to an instant-quote carrier when one fits.
Start my quote →RunQuotes is an insurance education and lead-matching directory. We connect U.S. consumers and businesses with licensed insurance professionals, underwriters, or carriers. Read our Terms of Service →
Get the small-business insurance newsletter
Plain-English coverage tips, comparisons, and offers — no spam, unsubscribe anytime.