Photo Video Insurance

Videographer Insurance

Coverage built for videographers and filmmakers — weddings, events, commercial, and short-form.

What this coverage is intended to address

✓Third-party bodily injury and property damage at shoots and events
✓Damage to a venue's property from gear or production equipment
✓Allegations of failure to deliver finished work — professional liability insurance, also called Errors & Omissions (E&O) insurance
✓Cameras, drones, audio gear, and rented equipment (when scheduled on the policy)

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most videographer operations consider one or more of these coverage types:

General Liability

Professional Liability / E&O

Inland Marine (Gear)

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

A light stand damages a venue's artwork during setup. The general liability policy is generally intended to respond to allegations of this nature in the event of a covered claim.
A bride alleges the videographer failed to deliver promised wedding footage. Professional liability — also known as Errors & Omissions (E&O) insurance — is generally intended to address allegations of this type.

Frequently asked questions

Are drones covered?

Drone coverage is typically a separate endorsement or policy. Disclose drone use on the application.

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