Photo Video Insurance

Film Crew / Production Insurance

Coverage intended for photographers, videographers, and film production crews.

What this coverage is intended to address

✓Third-party bodily injury and property damage at shoots and events
✓Damage to camera gear, lighting, and rental equipment (when scheduled)
✓Allegations of failure to deliver finished work (professional liability / E&O)

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most film crew / production operations consider one or more of these coverage types:

General Liability

Professional Liability / E&O

Inland Marine (Gear)

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

A tripod tips over and damages a venue's artwork. The general liability policy is intended to respond in the event of a covered claim.
A bride alleges the photographer failed to deliver wedding photos. Professional liability — also known as Errors & Omissions / E&O — is generally intended to address allegations of this nature.

Frequently asked questions

Does this cover my camera gear?

Camera and lighting gear is typically addressed under inland marine coverage and must be scheduled on the policy. Borrowed and rented gear can usually be included.

Do venues usually require insurance for photographers?

Many wedding and event venues require photographers to carry $1M general liability and list the venue as additional insured.

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