Film Crew / Production Insurance
Coverage built for production crews working on set and on location.
What this coverage is intended to address
- ✓Third-party bodily injury and property damage occurring on set or at a shoot location
- ✓Camera, lighting, and grip equipment via inland marine coverage when scheduled on the policy
- ✓Certificates of insurance and additional-insured status that locations and venues commonly require
- ✓Damage to a rented location or its furnishings during a production
Coverage products commonly considered
Most film crew / production operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A light stand falls and injures a bystander on a location shoot. General liability coverage is generally intended to respond to third-party bodily injury allegations of this nature in the event of a covered claim.
- A camera package and several lenses are damaged in transit between locations. Inland marine coverage, if the gear is scheduled on the policy, is generally intended to address losses of this type, subject to policy terms.
Frequently asked questions
Why do production crews need both liability and equipment coverage?
General liability is generally intended to address injuries and property damage to third parties on set, while inland marine coverage is intended to address the crew's own camera, lighting, and grip gear. Many productions carry both. Coverages, limits, and eligibility vary by carrier and state.
Are drones, pyrotechnics, and stunts included?
Frequently they are excluded or require a specific endorsement. Drone work, pyrotechnics, and stunts are commonly treated separately from standard production coverage, so they should be disclosed up front. A licensed insurance professional can confirm what an endorsement would require.
Get a Film Crew / Production insurance quote
Takes about 3 minutes. We'll route you to an instant-quote carrier when one fits.
Start my quote →Get the small-business insurance newsletter
Plain-English coverage tips, comparisons, and offers — no spam, unsubscribe anytime.