Handbag & Purse Maker Insurance
Coverage for handbag and purse makers who sell a finished product a customer carries, opens, and wears every day.
What this coverage is intended to address
- ✓Product liability for a finished handbag alleged to cause harm, such as a failed strap, sharp hardware, or a reactive material
- ✓Third-party bodily injury or property damage that may arise at a market booth, studio, or pop-up
- ✓Sewing machines, cutting tools, and inventory, when scheduled on the policy
Coverage products commonly considered
Most handbag & purse maker operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A purse strap is alleged to have failed and dropped a customer's laptop, which broke — product liability is intended to respond in the event of a covered claim.
- A shopper trips on a display table leg at a craft fair booth and alleges an injury. A claim of this nature is generally intended to be addressed under the liability portion of the policy.
Frequently asked questions
Why does a handbag maker need product liability?
Once a bag is sold, a failed strap, sharp rivet, or reactive dye could be alleged to cause harm. Product liability may help respond to such third-party claims arising from a finished item, subject to the policy form.
Does this account for selling at craft fairs and markets?
Booth and pop-up exposures, such as a customer tripping at your table, are generally intended to be addressed under general liability. Many event organizers also require a certificate of insurance.
Get a Handbag & Purse Maker insurance quote
Takes about 3 minutes. We'll route you to an instant-quote carrier when one fits.
Start my quote →