Crafters Insurance

Jewelry Maker Insurance

Coverage intended for jewelry makers selling at markets, shows, and online.

What this coverage is intended to address

✓Product liability for a finished piece alleged to cause harm, such as a skin reaction to a metal or finding
✓Third-party bodily injury and property damage at craft fairs, markets, and shows
✓Damage to a venue or its property while you exhibit or sell
✓Online and marketplace sales when those sales channels are disclosed on the policy

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most jewelry maker operations consider one or more of these coverage types:

General Liability

Product Liability

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

A customer alleges a pair of earrings caused a skin reaction and seeks compensation. Product liability coverage is generally intended to respond to allegations that a finished item caused harm in the event of a covered claim.
A display case tips over at a craft fair and injures a passerby. General liability coverage is generally intended to address third-party bodily injury allegations of this nature.

Frequently asked questions

Do I need insurance if I only sell jewelry at markets and online?

Many makers carry coverage regardless of channel. General liability is generally intended to address incidents at markets and shows, while product liability is intended to respond to allegations that a finished piece caused harm. Online and marketplace sales are generally addressed when those channels are disclosed. Coverages vary by carrier and state.

Are my online and marketplace sales covered?

They generally can be, provided you disclose those sales channels on the application. Selling through a website or an online marketplace is common for jewelry makers, and disclosure matters because undisclosed channels may not be addressed. A licensed insurance professional can confirm the details.

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