Coverage for beauty & cosmetic products manufacturers
General liability and product liability for manufacturers of skincare, makeup, hair care, and other personal care products — generally intended to respond to a covered claim that a product caused injury or an allergic reaction. Get a quote and the certificate a retailer or distributor requires.
General liability
Generally intended to address third-party bodily injury and property damage — for example, at your facility or during a trade show.
Product liability
Generally intended to respond to an allegation that a product you manufactured caused injury or an allergic reaction, subject to the policy form.
Retailer / distributor COI
Retailers and distributors commonly require a certificate of insurance before carrying your products.
Tell us about your product line
A few questions about what you make and how you sell it, then we'll work toward a quote.
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Frequently asked questions
What does beauty and cosmetic products manufacturer insurance typically cover?
Most manufacturers carry general liability alongside product liability — generally intended to respond to an allegation that a product caused an allergic reaction, skin irritation, or other injury. Coverage terms and exclusions vary by carrier and by the specific ingredients and claims you make.
Do you cover private-label or white-label manufacturing?
Yes — if you manufacture products under another brand's label, or repackage and relabel products under your own, tell us on the quote form so the exposure can be considered correctly.
Does it matter what kind of products I make?
Yes. Skincare, makeup, hair care, and other personal care categories can carry different exposures — describe your product line in the business description so a licensed insurance professional can quote it accurately.
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