Pet Waste Removal Insurance
Liability protection scaled to a service that takes you onto many properties each week.
What this coverage is intended to address
- ✓Third-party bodily injury or property damage that may arise while servicing a yard
- ✓Damage to fencing, gates, landscaping, or sprinkler heads during cleanup
- ✓Claims tied to leaving a gate open or allowing a pet to escape the yard
- ✓Commercial auto exposure for the vehicle you drive between accounts, when scheduled appropriately
Coverage products commonly considered
Most pet waste removal operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A gate is left unlatched after a yard cleanup and the homeowner's dog escapes and is allegedly injured; the policy is intended to respond in the event of a covered claim.
- A scooping tool punctures a buried irrigation line and the client alleges repair costs, an allegation property damage coverage is generally intended to address.
Frequently asked questions
Is property damage really a risk for a waste removal service?
Working across many fenced yards creates real exposure to gates, sprinkler heads, and landscaping. Property damage coverage is generally intended to respond to allegations of this nature in the event of a covered claim. A licensed insurance professional can review how a form treats these incidents.
Do I need coverage for my vehicle?
Driving between accounts can be a commercial auto exposure that a personal policy may not address. Whether your route and vehicle use need a commercial auto policy depends on the carrier and your state, which a licensed insurance professional can clarify.
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