Beekeeping / Apiary Insurance
Coverage built around businesses that work directly with animals and pet owners.
What this coverage is intended to address
- ✓Third-party bodily injury and property damage that may arise out of pet-care services
- ✓"Care, custody, and control" of pets — when scheduled on the policy
- ✓Allegations of injury to a pet while in your care
Coverage products commonly considered
Most beekeeping / apiary operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A dog being walked breaks free and bites a passerby. The general liability policy is intended to respond in the event of a covered claim.
- A pet in your care is injured. "Care, custody, and control" coverage is generally intended to address allegations of this nature.
Frequently asked questions
Does general liability cover injury to a pet in my care?
Standard general liability typically excludes property of others in your care, custody, or control. A separate "care, custody, and control" endorsement is generally intended to address that gap. Coverage and exclusions vary by carrier.
Do I need bonding for pet sitting?
Many pet-sitting customers ask for proof of bonding. A fidelity / janitorial bond is intended to address allegations of theft from a customer's home.
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