Coverage for sports clubs & athletic facilities.

It is generally a package for the facility: general liability for player, member, guest, and spectator injuries on courts and around the premises, plus property coverage for the building, courts, nets, fencing, and equipment. Programs commonly address amenities such as showers, saunas, steam rooms, and pro shops, and offer workers compensation once you have staff. Coverage terms vary by carrier.

Tennis, pickleball, racquetball, squash, badminton, golf, basketball, volleyball, table tennis, swim, and multi-sport athletic clubs are all common examples — but a quote can be requested for any sports facility. The quote form asks about courts, members, and amenities so the right coverage can be matched.

Courts add player and spectator exposure, and wet or heat-based amenities (showers, saunas, steam rooms) and tanning beds add their own. The form asks how many of each you have so a licensed insurance professional can place appropriate coverage.

No. Waivers help manage risk but generally do not replace coverage. A claim can still be brought, and your liability insurance is what is generally intended to respond to defense and covered damages.