Writer / Copywriter Insurance
Coverage built around the content and client-deliverable risks of writing and copywriting.
What this coverage is intended to address
- ✓Allegations of defamation, plagiarism, copyright infringement, or that copy caused a client a loss — content exposures addressed through professional liability insurance, also called Errors & Omissions (E&O) insurance
- ✓General liability for third-party bodily injury or property damage, such as at a client meeting or interview
- ✓Claims that a missed deadline or factual error in your work harmed a client
- ✓Defense costs that may arise from a content dispute, in the event of a covered claim
Coverage products commonly considered
Most writer / copywriter operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A subject alleges that statements in a published article were defamatory and seeks damages — professional liability / E&O is generally intended to respond in the event of a covered claim.
- During an on-site interview, a writer spills coffee onto a client's laptop and damages it. General liability may help respond to a property-damage allegation of this type.
Frequently asked questions
What insurance risks do writers and copywriters face?
Content risks like defamation, plagiarism, or copyright claims are the core exposure, which professional liability insurance, also called Errors & Omissions (E&O) insurance, is intended to respond to. General liability is generally intended to address in-person exposures.
Do I need coverage if I only write freelance from home?
Content-related claims can arise from any published work, and professional liability / E&O is intended to respond to allegations of this nature in the event of a covered claim. Coverage and pricing vary by carrier.
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