Professionals Insurance

Notary Public Insurance

Errors & Omissions (E&O) insurance — also called professional liability — for notaries.

What this coverage is intended to address

✓Allegations that a notarization contained an error, omission, or unauthorized act — addressed by professional liability insurance, also called Errors & Omissions (E&O) insurance
✓Defense costs in the event of a covered claim arising from a notarial act
✓Statutory notary bond requirements (separate from E&O — the bond protects the public, E&O protects you)

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most notary public operations consider one or more of these coverage types:

Professional Liability / Errors & Omissions (E&O)

General Liability

Cyber Liability

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

A client alleges that the professional made an error that caused a financial loss. Professional liability insurance — also known as Errors & Omissions (E&O) insurance — is generally intended to respond in the event of a covered claim.
A visitor trips and falls in the office. General liability is intended to address allegations of this nature.

Frequently asked questions

What's the difference between a notary bond and notary E&O?

A notary bond is a state-required surety bond that is generally intended to protect the public from financial harm caused by an improper notarization — but the bond requires the notary to repay the surety. Notary Errors & Omissions (E&O) insurance — also known as professional liability insurance — is generally intended to protect the notary against allegations of error, omission, or unauthorized act. Most working notaries carry both.

Is "professional liability" the same as "E&O" for notaries?

For notaries the terms are used interchangeably. Both "notary professional liability" and "notary E&O" generally refer to the same coverage: protection against allegations arising from your notarial duties.

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