Event / Party Planner Insurance
Coverage built for event planners — corporate, wedding, and party operations.
What this coverage is intended to address
- ✓Third-party bodily injury and property damage at events you plan
- ✓Allegations of professional error or omission in planning — professional liability insurance, also called Errors & Omissions (E&O) insurance
- ✓Liquor liability for events serving alcohol (when included or endorsed)
- ✓Vendor-related allegations (depends on policy form)
Coverage products commonly considered
Most event / party planner operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A guest is injured at an event you planned. The general liability policy is generally intended to respond to allegations of this nature in the event of a covered claim.
- A client alleges that planning errors caused vendor double-booking or financial loss. Professional liability insurance — also known as Errors & Omissions (E&O) insurance — is generally intended to address allegations of this type.
Frequently asked questions
Do I need professional liability if I have general liability?
General liability is generally intended to address third-party bodily injury and property damage. Professional liability — also called Errors & Omissions (E&O) insurance — is generally intended to address allegations that your planning, coordination, or advice caused a client a financial loss. Most planners carry both.
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