Entertainers Insurance

Event / Party Planner Insurance

Coverage built for event planners — corporate, wedding, and party operations.

What this coverage is intended to address

✓Third-party bodily injury and property damage at events you plan
✓Allegations of professional error or omission in planning — professional liability insurance, also called Errors & Omissions (E&O) insurance
✓Liquor liability for events serving alcohol (when included or endorsed)
✓Vendor-related allegations (depends on policy form)

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most event / party planner operations consider one or more of these coverage types:

General Liability

Inland Marine (Gear)

Event-Cancellation (where applicable)

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

A guest is injured at an event you planned. The general liability policy is generally intended to respond to allegations of this nature in the event of a covered claim.
A client alleges that planning errors caused vendor double-booking or financial loss. Professional liability insurance — also known as Errors & Omissions (E&O) insurance — is generally intended to address allegations of this type.

Frequently asked questions

Do I need professional liability if I have general liability?

General liability is generally intended to address third-party bodily injury and property damage. Professional liability — also called Errors & Omissions (E&O) insurance — is generally intended to address allegations that your planning, coordination, or advice caused a client a financial loss. Most planners carry both.

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