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Entertainers Insurance

Clown Insurance

Coverage built around the realities of performing at events and venues.

What this coverage is intended to address

Important: Coverage terms, eligibility, and pricing are determined by the carrier and vary by state and individual circumstance. The information on this page is general and educational — nothing here implies, affords, or offers any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before binding.

Coverage products commonly considered

Most clown operations consider one or more of these coverage types:

General Liability
Inland Marine (Gear)
Event-Cancellation (where applicable)

Hypothetical claim scenarios

These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.

Frequently asked questions

Do I need annual or per-event insurance?

It depends on how often you work. Performers with 4+ events per year often save money on an annual policy. One-off gigs are commonly covered by a daily or weekend policy.

Can I add the venue as additional insured?

Yes — adding a venue as additional insured is a standard endorsement that is generally intended to satisfy venue insurance requirements.

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