Actor / Actress Insurance
Coverage shaped around the working actor — stage, set, and everywhere a role takes you.
What this coverage is intended to address
- ✓Third-party bodily injury that may arise during a rehearsal, performance, or on-set appearance
- ✓Damage to a theater, studio, or rented venue's property in the course of your work
- ✓Costumes, props, and personal gear, when scheduled as inland marine on the policy
- ✓Additional-insured status that a production company or venue may require before you can be cast
Coverage products commonly considered
Most actor / actress operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- During a live scene an actor knocks over a heavy set piece that injures a crew member standing in the wings — general liability is intended to respond in the event of a covered claim.
- A wardrobe trunk holding several costumes is damaged by a burst pipe in a rented green room; inland marine coverage, if scheduled, is generally intended to respond to a loss of this kind.
Frequently asked questions
Why would a production ask me to carry my own insurance?
Many theaters and production companies require performers to show general liability and to name them as additional insured before booking. The requirement protects the venue, and carrying your own policy can make you easier to cast.
Can I get coverage for a single performance instead of a whole year?
Short-term policies sold by the day, week, or month are common for performers who only need protection for a specific run or appearance. Terms and availability vary by carrier and state.
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