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Swimming Pool Installer / Servicer / Repair Insurance

Coverage for pool installation & repair contractors

General liability insurance for swimming pool installers, servicers, and repair contractors — generally intended to respond to third-party injury or property damage claims arising from construction, renovation, or repair work. Get a quote in minutes.

An empty swimming pool being prepared for resurfacing and repair
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General liability

Generally intended to address third-party bodily injury or property damage arising from pool installation, repair, or construction work.

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Licensing questions

The quote form asks whether your state requires a contractor license for this work, and whether you have it (or will before you start).

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Subcontractor exposure

Excavation, electrical, and plumbing subs are common on pool jobs — we ask whether they carry their own liability insurance naming you as additional insured.

Tell us about your swimming pool installation / repair business

A few questions about your operation, then we'll work toward a quote.

Insuring a one-time or special event? Festivals, concerts, fundraisers, parades, weddings & more use a dedicated form.Special event quote →

About you

Do you have a company or DBA (doing-business-as) name?

Business address

About the business

Selected: Swimming Pool Installer / Servicer / Repair

Only count owners who perform the business service — not clerical work (such as answering the phone or scheduling appointments).

Gross receipts are your total revenue — all sales and income before subtracting any expenses. New business? A reasonable estimate is fine.

Employees & subcontractors

Any employees?
Any 1099 subcontractors used?

Claims & contracts

Any prior claims in the last 5 years?
Is there a specific contract with requirements you're trying to meet?

Property insurance

Would you also like to request a quote for property insurance?

A few more details

Does the state(s) where you are working require a contractor's license for this profession?
Do you perform any NEW residential construction?
Are you also interested in a quote for a surety bond (license, permit, or performance bond)?
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Just clean and service pools — no installation, repair, or construction? See swimming pool cleaning insurance.

Frequently asked questions

How is this different from swimming pool cleaning insurance?

Pool installation, repair, and construction work — excavation, gunite/shotcrete, plumbing, resurfacing, equipment replacement — carries a different risk profile than routine pool cleaning, and is typically written under a different appetite. If your business is purely cleaning and servicing (no install/repair/construction), see our swimming pool cleaning insurance page instead.

Does this cover both new construction and repair/renovation?

Tell us on the quote form what you do — new pool construction, resurfacing/renovation, equipment repair, or a mix. Most contractors in this trade carry general liability generally intended to respond to third-party injury or property damage arising from the work.

Do I need a contractor's license for this work?

Many states require a license for swimming pool construction or repair. The quote form asks whether your state requires one, whether you have it, and — if not yet — whether you'll have it before you start operating.

What about subcontractors I use for excavation, electrical, or plumbing?

If you use 1099 subcontractors, most carriers want to know whether those subs carry their own general liability insurance naming you as additional insured — the quote form asks this directly.

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