Coverage for pool installation & repair contractors
General liability insurance for swimming pool installers, servicers, and repair contractors — generally intended to respond to third-party injury or property damage claims arising from construction, renovation, or repair work. Get a quote in minutes.

General liability
Generally intended to address third-party bodily injury or property damage arising from pool installation, repair, or construction work.
Licensing questions
The quote form asks whether your state requires a contractor license for this work, and whether you have it (or will before you start).
Subcontractor exposure
Excavation, electrical, and plumbing subs are common on pool jobs — we ask whether they carry their own liability insurance naming you as additional insured.
Tell us about your swimming pool installation / repair business
A few questions about your operation, then we'll work toward a quote.
Just clean and service pools — no installation, repair, or construction? See swimming pool cleaning insurance.
Frequently asked questions
How is this different from swimming pool cleaning insurance?
Pool installation, repair, and construction work — excavation, gunite/shotcrete, plumbing, resurfacing, equipment replacement — carries a different risk profile than routine pool cleaning, and is typically written under a different appetite. If your business is purely cleaning and servicing (no install/repair/construction), see our swimming pool cleaning insurance page instead.
Does this cover both new construction and repair/renovation?
Tell us on the quote form what you do — new pool construction, resurfacing/renovation, equipment repair, or a mix. Most contractors in this trade carry general liability generally intended to respond to third-party injury or property damage arising from the work.
Do I need a contractor's license for this work?
Many states require a license for swimming pool construction or repair. The quote form asks whether your state requires one, whether you have it, and — if not yet — whether you'll have it before you start operating.
What about subcontractors I use for excavation, electrical, or plumbing?
If you use 1099 subcontractors, most carriers want to know whether those subs carry their own general liability insurance naming you as additional insured — the quote form asks this directly.
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