Coverage built for surf instructors and surf schools.
General liability for beach, in-water, and lesson-based surf instruction — generally intended to respond to third-party injury and property-damage claims, in the event of a covered claim. Many beaches and cities require proof of insurance to teach.
In-water & beach exposure
Generally intended to address third-party bodily injury and property damage during instruction — whether on the sand or in the surf, for students of varying skill levels.
Boards & rental gear
Your boards, leashes, and rental fleet can be scheduled as equipment (inland marine) so loss or damage to your own gear is addressed.
Permits & additional insured
Many municipalities and beach concessions require a permit plus a certificate of insurance naming them as additional insured — which a policy is generally intended to accommodate.
Tell us about your surf instruction
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