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Surety bonds by state

Surety bonds in New York

New York’s vast construction, finance, and licensing landscape means surety bonds appear in countless business activities. A surety bond protects the obligee and the public — if a claim is paid, the bonded New York business generally repays the surety, so it is not insurance for the business.

Bonds commonly required in New York

Home Improvement / Contractor Bond

Certain New York contractors and home improvement firms, especially in some boroughs and counties, may be required to post a bond protecting consumers.

Motor Vehicle Dealer Bond

Dealers typically must post a bond meant to address certain sales and title violations.

Notary Public Bond

Where applicable, a notary bond supports the integrity of notarial acts in the state.

Mortgage / Lending Bond

Mortgage and lending licensees may be required to maintain a surety bond.

Performance & Payment Bonds

Public construction frequently requires these bonds to assure completion and payment to subcontractors.

With requirements that vary by city and license, confirm the exact bond with the obligee or your New York licensing authority, then request a quote.

A surety bond protects the party requiring it (the obligee) and the public — it is not insurance for your business. If a claim is paid, the principal generally repays the surety. Bond requirements and amounts are set by the obligee and vary by license type and jurisdiction. Verify the exact requirement before you buy.

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