Surety bonds in Massachusetts
Massachusetts businesses in construction, finance, and professional services frequently encounter surety bonds during licensing. The bond protects the public and the obligee; the bonded Massachusetts business remains responsible for repaying any claim the surety pays.
Bonds commonly required in Massachusetts
Contractor / Home Improvement Bond
Certain Massachusetts contractors may be required to post a bond protecting consumers.
Motor Vehicle Dealer Bond
Dealers typically carry a bond intended to protect buyers and the state.
Notary Public Bond
Where applicable, a notary bond supports the integrity of notarial acts in the Commonwealth.
Mortgage / Lending Bond
Mortgage and consumer lending licensees may be required to maintain a surety bond.
Performance & Payment Bonds
Public projects frequently require these bonds to assure completion and payment.
Since requirements differ by license, verify the exact bond with the obligee or state agency, then request a quote.
A surety bond protects the party requiring it (the obligee) and the public — it is not insurance for your business. If a claim is paid, the principal generally repays the surety. Bond requirements and amounts are set by the obligee and vary by license type and jurisdiction. Verify the exact requirement before you buy.
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