Surety bonds in Florida
Florida’s large construction, auto, and coastal services markets generate frequent surety bond needs. Keep in mind that a bond protects the public and the obligee — the bonded Florida business generally repays the surety for any valid claim, so a bond is not insurance protecting the business.
Bonds commonly required in Florida
Contractor License Bond
Some Florida contractor licenses, especially at the local level, may require a bond intended to protect consumers and the public.
Motor Vehicle Dealer Bond
Dealers are commonly required to post a bond meant to address certain title and sales violations.
Notary Public Bond
Florida notaries are generally required to carry a bond that protects those harmed by notarial errors.
Mortgage Broker / NMLS Bond
Mortgage licensees may be required to maintain a surety bond as a licensing condition.
Permit / Right-of-Way Bond
Work affecting public roads or drainage may require a permit bond before the issuing agency approves it.
With requirements that vary by county and license, confirm the exact bond with the obligee or your Florida licensing board, then request a quote.
A surety bond protects the party requiring it (the obligee) and the public — it is not insurance for your business. If a claim is paid, the principal generally repays the surety. Bond requirements and amounts are set by the obligee and vary by license type and jurisdiction. Verify the exact requirement before you buy.
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