Insurance for solar contractors & installers
General liability, tools, and completed-operations coverage for solar panel installers and service contractors — generally intended to respond to third-party bodily injury and property damage from your work. Get the certificate a GC, utility, or homeowner requires before you start.
General liability
Generally intended to address third-party injury and property damage from your installation and service work — including roof penetrations, wiring, and mounting.
Completed operations
Solar claims often surface after the job — a leak or fault alleged later. Coverage is generally intended to respond to covered completed-operations claims from work you finished.
Tools & jobsite COI
Schedule tools and equipment (inland marine) and issue a certificate naming the GC, utility, or homeowner as additional insured — commonly required before you start.
Tell us about your solar business
Pick the services you offer and we'll take you to a real-time quote with an instant certificate of insurance when you're eligible.
Only clean panels? See solar panel cleaner insurance.
Frequently asked questions
How much does solar contractor insurance cost?
Pricing generally reflects your annual revenue, payroll, subcontractor use, and whether you do new residential installs in higher-hazard construction-defect states. Completed-operations exposure — since solar claims often surface after the job is done — is a meaningful factor carriers weigh. A licensed insurance professional can quote your specific setup.
What does solar contractor insurance typically cover?
Most solar installers carry general liability (roof penetrations, wiring, mounting-related injury or property damage) plus completed-operations coverage for claims — like an alleged leak or electrical fault — that surface after the installation is finished. Tools and equipment are commonly scheduled alongside it.
Do I need different coverage for installation vs. panel cleaning?
Installation and completed-operations carry a different exposure profile than cleaning alone. If your business does both, tell us on the quote form — it lets you select installation, cleaning, and service/repair together so the coverage matches how you actually operate.
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