Business insurance
Photographer insurance
General liability plus professional liability insurance — also called Errors & Omissions (E&O) — and equipment coverage for photographers.
Get a real-time quote online →What this coverage is generally intended to address
- •General liability. Generally intended to respond to third-party bodily injury or property damage on a shoot — a guest tripping over a light stand — in the event of a covered claim.
- •Professional liability / E&O. Professional liability insurance, also called Errors & Omissions (E&O) insurance, is generally intended to respond to allegations like missed or lost images.
- •Camera gear (inland marine). Cameras, lenses, and lighting can be scheduled as equipment, subject to the policy.
Start your real-time quote
Send a few details and we'll take you straight to a real-time online quote with an instant certificate of insurance when you're eligible.
Frequently asked questions
Do venues require photographers to have insurance?
Many venues require proof of general liability, often naming the venue as additional insured, before you can shoot on site. Requirements vary.
What does E&O cover for a photographer?
It is generally intended to respond to professional-service allegations — for example missed shots or lost/corrupted images — separate from a premises injury.
RunQuotes is an insurance education and lead-matching directory. We connect U.S. consumers and businesses with licensed insurance professionals, underwriters, or carriers. Read our Terms of Service →