Business insurance
Life coach insurance
Professional liability insurance — also called Errors & Omissions (E&O) — plus general liability for life, business, and wellness coaches.
Get a real-time quote online →What this coverage is generally intended to address
- •Professional liability / E&O. Generally intended to respond to allegations that your coaching or advice caused a client a loss — the core exposure for a coach.
- •General liability. Generally intended to address third-party bodily injury or property damage, for example at an in-person session or workshop.
- •In-person & online. Coverage can reflect sessions held in person, online, or at events when disclosed.
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Frequently asked questions
Do life coaches really need insurance?
Coaching advice that a client alleges caused harm is a real professional exposure, and venues or platforms may require coverage. Professional liability / E&O plus general liability is a common pairing.
Is a coach the same as a licensed therapist for insurance?
No — coaching is distinct from licensed clinical practice. Disclose your scope accurately so the coverage matches what you actually do.
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