Coverage for laundromats & coin-op laundries
General liability and property coverage for coin-operated and self-service laundromats — generally intended to respond to customer slip-and-fall, water damage, and equipment claims, in the event of a covered claim. Get a quote and the certificate your landlord requires.
General liability
Generally intended to address customer injury and property damage — for example, a slip on a wet floor or water damage to a neighboring unit.
Property & equipment
Coverage for your washers, dryers, and build-out can be considered alongside liability — a laundromat is equipment-heavy.
Landlord COI
Most landlords require proof of insurance and to be named as additional insured on your certificate before you open the doors.
Tell us about your laundromat
A few questions about your operation and safety practices, then we'll work toward a quote.
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Frequently asked questions
How much does laundromat insurance cost?
Cost varies with square footage, number of machines, whether you offer wash-and-fold or pick-up/delivery, and claims history, but many self-service laundromats see a general liability and property package land in the low hundreds to a few thousand dollars a year, with attended or drop-off locations running higher due to the added care, custody & control exposure. A licensed insurance professional can quote your specific setup.
What does laundromat insurance typically cover?
Most laundromats carry general liability (slip-and-fall, water damage to a neighboring unit) alongside property coverage for the washers, dryers, and build-out. If you take possession of customer items — wash-and-fold or pick-up/delivery — that adds a distinct bailee exposure a carrier will ask about separately.
Do I need coverage if my laundromat is fully self-service with no employees?
Yes. General liability and property coverage are generally intended to respond to customer and building risk regardless of staffing — a wet floor or a dryer fire doesn't require an employee to be present. Workers comp only becomes relevant once you have employees.
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