Hedge Trimming Insurance
Coverage built for hedge and shrub trimming, where powered blades, ladders, and falling clippings sit right next to a customer's windows and fences.
What this coverage is intended to address
- ✓Property damage that may arise when trimmings, a slipped blade, or a ladder strikes a fence, window, or vehicle
- ✓Third-party bodily injury that may occur from flying debris while hedge shears are running
- ✓Trimmers, pole saws, and ladders used on the job, when scheduled on the policy
Coverage products commonly considered
Most hedge trimming operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A powered hedge trimmer kicks a branch into a customer's window and cracks the glass — the general liability policy is intended to respond in the event of a covered claim.
- A ladder shifts during trimming and falls against a parked car, leaving a dent. An allegation of this nature is generally intended to be addressed under the liability coverage.
Frequently asked questions
Are thrown clippings or debris claims included?
Debris struck by a blade or thrown during trimming is a frequent hedge-trimming exposure, and general liability may help respond to resulting third-party damage. Specific terms depend on the policy form.
What about taller hedges that require climbing?
Work performed from ladders or at height can raise questions about tree-work limits and height restrictions. Disclose the type of trimming you do so the carrier can confirm eligibility.
Get a Hedge Trimming insurance quote
Takes about 3 minutes. We'll route you to an instant-quote carrier when one fits.
Start my quote →