Comedian / Stand-Up Insurance
Coverage intended for stand-up comedians, comedy clubs, and touring performers.
What this coverage is intended to address
- ✓Third-party bodily injury and property damage at venues, clubs, and private events
- ✓Allegations related to performance content (defamation, libel, slander) — when included or endorsed
- ✓Damage to venue property during a set
- ✓Most venue insurance requirements (additional insured language for clubs and private bookings)
Coverage products commonly considered
Most comedian / stand-up operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A guest at a venue trips over a microphone cable during a set. General liability is generally intended to respond to allegations of this nature in the event of a covered claim.
- A subject of a comedy bit alleges defamation. Personal and advertising injury coverage, if included in the policy, is generally intended to address allegations of this type. Coverage availability varies by carrier and policy form.
Frequently asked questions
Does this cover defamation or libel claims from material I perform?
Many policies include "personal and advertising injury" coverage that is generally intended to address allegations of defamation, libel, or slander, subject to policy exclusions. Confirm the policy form and exclusions before binding.
Do clubs and venues usually require insurance from comedians?
Larger venues and corporate bookings increasingly require performers to carry $1M general liability and list the venue as additional insured.
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