Wallpaper Installation Insurance
Insurance for wallpaper installers working closely against a client's walls and finishes.
What this coverage is intended to address
- ✓Third-party bodily injury that may arise from your installation work inside a client's space
- ✓Damage to a customer's walls, flooring, or furnishings that may occur during prep or hanging
- ✓Ladders, tools, paste, and materials scheduled on the policy while in transit or on the jobsite
- ✓Completed-operations allegations brought after an installation, such as a claim of finish damage
Coverage products commonly considered
Most wallpaper installation operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- Adhesive is alleged to have seeped onto and stained a homeowner's hardwood floor during a hanging job, leading to a property-damage claim — the policy is intended to respond in the event of a covered claim.
- A ladder is alleged to have toppled and struck a client's decor, causing damage. Coverage for a property-damage allegation of this kind depends on the policy form and its exclusions.
Frequently asked questions
Does wallpaper installation insurance address damage to a client's walls?
Accidental property damage to a customer's premises arising from your work is generally what a general liability policy is intended to address. Whether a particular incident is covered depends on the policy form and exclusions.
Is this coverage typically required to take on jobs?
Many property managers and general contractors require proof of general liability before allowing work to begin, often with limits and additional-insured wording specified in the contract. Confirm requirements before bidding.
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