Invisible Fence Installation Insurance
Insurance for invisible fence installers trenching across a client's yard and utilities.
What this coverage is intended to address
- ✓Third-party bodily injury that may arise during installation work on a client's property
- ✓Damage to a customer's landscaping, irrigation, or buried utilities that may occur during trenching
- ✓Trenchers, wire, transmitters, and tools scheduled on the policy while in transit or on the jobsite
- ✓Allegations tied to completed work, such as a claim that an installed system failed to contain a pet
Coverage products commonly considered
Most invisible fence installation operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A trenching machine is alleged to have severed a homeowner's irrigation line while burying boundary wire, prompting a property-damage claim — the policy is intended to respond in the event of a covered claim.
- A customer alleges that an installed system failed to contain their dog, which then escaped the yard. The policy may help respond to an allegation of this kind, subject to its terms and exclusions.
Frequently asked questions
Does invisible fence insurance consider damage to buried utilities?
Property damage arising from trenching may be addressed under general liability, though utility-damage claims can hinge on locating practices and policy exclusions. Review the form and confirm details with a licensed agent.
What if a client alleges the system did not contain their pet?
An allegation tied to installed work may fall under general liability or completed-operations provisions, while purely professional advice can be treated differently. The policy form determines what may help respond.
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