Door Installation Insurance
Setting entry, interior, and patio doors means framing work, heavy slabs, and precise fitting where a misaligned unit or a slip can mar finished openings.
What this coverage is intended to address
- ✓General liability intended to respond to property damage, such as a dropped door denting a floor or a pried frame splitting trim.
- ✓Bodily injury protection intended to address a client struck by a heavy door or injured near an open, in-progress opening.
- ✓Completed-operations coverage generally intended to respond if an installed door or hardware fails after the job and causes damage.
- ✓Tools and equipment (inland marine) intended to help replace levels, shims, and routers if they are stolen or damaged.
Coverage products commonly considered
Most door installation operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- Imagine a steel entry door slab tipping during the set and gouging a client's wood threshold and floor; in the event of a covered claim, general liability is intended to respond.
- Suppose a patio door you hung sags out of square weeks later and cracks the surrounding casing — completed-operations coverage may help respond to the claim.
Frequently asked questions
Does this address damage to the opening or trim?
Accidental third-party property damage to a client's existing structure is generally intended to be addressed by general liability, in the event of a covered claim.
What if installed hardware fails later?
Completed-operations coverage is generally intended to respond to property damage or injury arising from your finished door work, subject to the policy.
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