Business insurance
Hairstylist insurance
General liability plus professional liability insurance — also called Errors & Omissions (E&O) — for hairstylists, colorists, and salon-suite renters.
Get a real-time quote online →What this coverage is generally intended to address
- •General liability. Generally intended to respond to third-party bodily injury or property damage — a client slip or a spill — in the event of a covered claim.
- •Professional liability / E&O. Professional liability insurance, also called Errors & Omissions (E&O) insurance, is generally intended to respond to allegations of a service-related injury, such as a chemical reaction or color/cut dispute.
- •Suite & booth renters. Coverage can be arranged whether you own a salon or rent a suite or booth; landlords often require it.
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Frequently asked questions
What does professional liability cover for a stylist?
It is generally intended to respond to allegations that the service itself caused harm — a chemical burn, allergic reaction, or alleged botched service — separate from a premises slip-and-fall.
I rent a suite — do I still need my own policy?
Generally yes. The salon’s policy protects the salon; suite and booth renters typically need their own coverage and are often required to carry it.
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