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Gym Equipment Repair Insurance

Coverage for gym & fitness equipment technicians

General liability and tools/equipment coverage for technicians who service, repair, and maintain treadmills, weight machines, and other gym equipment — generally intended to respond to third-party injury or property damage from your work. Get the certificate a gym or fitness center requires.

Rows of gym weight machines and fitness equipment on a gym floor
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General liability

Generally intended to address third-party bodily injury and property damage arising from your repair or service work.

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Tools & equipment

Diagnostic tools, replacement parts, and gear you carry to jobs can be considered for coverage alongside liability.

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Facility COI

Gyms and fitness centers commonly require a certificate of insurance — naming them as additional insured before you service their equipment.

Tell us about your gym equipment repair business

A few questions about your work, then we'll work toward a quote.

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About you

Do you have a company or DBA (doing-business-as) name?

Business address

About the business

Selected: Gym / Fitness Equipment Repair

Only count owners who perform the business service — not clerical work (such as answering the phone or scheduling appointments).

Gross receipts are your total revenue — all sales and income before subtracting any expenses. New business? A reasonable estimate is fine.

Employees & subcontractors

Any employees?
Any 1099 subcontractors used?

Claims & contracts

Any prior claims in the last 5 years?
Is there a specific contract with requirements you're trying to meet?

Property insurance

Would you also like to request a quote for property insurance?

A few more details

Do you perform any NEW residential construction?
Are you also interested in a quote for a surety bond (license, permit, or performance bond)?
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Frequently asked questions

What does gym equipment repair insurance typically cover?

Most technicians carry general liability — generally intended to respond to third-party injury or property damage from a repair or service call, such as a machine reassembled incorrectly that later injures a gym member. Tools and equipment coverage is commonly added alongside it.

Do I need different coverage if I work on-site at gyms versus in a shop?

The exposure is similar either way — liability for the work performed — but tell us where you primarily work so a licensed insurance professional can consider any facility-specific requirements a gym or fitness center may impose.

I service both cardio and strength equipment — does that matter?

Describing the full scope of what you service (treadmills, ellipticals, weight stacks, cable machines, etc.) helps make sure the coverage matches your actual work.

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