Flood insurance in Summerlin

Why Summerlin property floods

Summerlin is built against the Spring Mountains on the valley’s west edge, which puts it at the top of the runoff path rather than the bottom. Rain falling on the slopes above arrives quickly and with force, moving through the washes that cut between the villages.

Being uphill of the valley floor helps with standing water and does nothing about what comes down the hill.

• Runoff off the mountains arrives fast and with debris in it
• The washes between villages are the route, and they are not always obvious
• Uphill is not the same as out of the way

Your property policy excludes it

Homeowners, condo, renters, landlord, commercial property and most business owner’s policies all carve out water that rises from outside the building. That is true in Summerlin the same as everywhere else, which is why flood is bought as its own policy. A waiting period normally applies, so buying once a storm is forecast is usually too late.

Nearby: Las Vegas, Henderson. Or see flood insurance generally.