Boat insurance
Coverage for powerboats, fishing boats, and pontoons — generally intended to respond to liability, hull and motor damage, and theft. (Not available in California or New York — submit online and we’ll reach out.)
Not available in California or New York — request a quote online below and we'll reach out.
What this coverage is generally intended to address
- •Watercraft liability. Generally intended to respond to bodily injury or property damage you cause on the water.
- •Hull & motor. Physical-damage coverage for the boat, motor, and permanently attached equipment.
- •Trailer & gear. The trailer and onboard equipment can often be scheduled, subject to the policy.
- •Fuel spill / wreckage removal. Often included or available, depending on the policy form.
Request your quote
Prefer to talk? Call 866-347-8683. Not available in California or New York — in those states, send your details below and we'll reach out.
Frequently asked questions
Does homeowners cover my boat?
Homeowners policies generally cover only small, low-powered boats and with very limited liability. Larger or faster boats usually need a dedicated boat policy.
Is boat insurance required?
Some states, marinas, and lenders require liability coverage. Requirements vary, so confirm for where you boat and dock.
Is my trailer covered?
The trailer can usually be added to the policy. Have its value ready when you call.
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