Business insurance
Barber insurance
General liability plus professional liability insurance — also called Errors & Omissions (E&O) — for barbers and barbershops.
Get a real-time quote online →What this coverage is generally intended to address
- •General liability. Generally intended to respond to third-party bodily injury or property damage — a client slip, or a burn from hot tools — in the event of a covered claim.
- •Professional liability / E&O. Professional liability insurance, also called Errors & Omissions (E&O) insurance, is generally intended to respond to allegations that your service caused a client harm.
- •Booth / chair renters. Coverage can be arranged whether you own the shop or rent a chair; landlords often require proof of insurance.
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Frequently asked questions
Do I need professional liability as a barber?
Many barbers carry both general liability and professional liability / E&O, since claims can arise from the premises or from the service itself. Requirements vary by shop and state.
Does the shop’s policy cover me if I rent a chair?
Usually not — the shop’s policy protects the shop. Booth renters generally need their own coverage and are often required to carry it.
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