What RunQuotes is
RunQuotes is an insurance education and lead-matching directory. We help U.S. consumers, small-business owners, contractors, and event hosts understand what coverage is generally intended to address their risks — and connect them with licensed insurance professionals, underwriters, or carriers who can quote the coverage they're looking for.
What RunQuotes is not
RunQuotes is not a licensed insurance agency, broker, or carrier. We do not underwrite, issue, bind, modify, or service insurance policies. Coverage terms, eligibility, and pricing are always determined by the carrier and vary by state, business class, and individual circumstance.
What we help with
- Business insurance: general liability, professional liability / Errors & Omissions (E&O), BOP, workers comp, and specialty coverages for contractors, vendors, entertainers, fitness pros, beauty pros, animal-industry businesses, retail, food service, and more
- Event insurance: one-day liability for weddings, parties, fundraisers, conventions, and 30+ other event types
- Surety bonds: contractor license bonds, notary bonds, permit bonds, performance bonds, and 400+ other commercial bonds
- Life insurance: educational content on term life and universal life, with application paths through licensed partners
- Personal-lines phone numbers: direct carrier phone numbers for auto, home, renters, motorcycle, boat, and watercraft coverage
- Venues: custom branded RunQuotes pages for venues so renters, performers, and vendors can buy coverage with the venue named as additional insured
How it works
- You tell us about your business or request. A short form captures the basics — class of business, location, and a description.
- We route you to the right path. If your business and state are eligible for an online quote, we send you to a real-time quoting partner. If not, we match your request to a licensed insurance professional who can follow up.
- You get coverage decisions from the carrier. All eligibility, pricing, and binding decisions are made by the licensed carrier or agent — not by RunQuotes.
How we make money
RunQuotes participates in affiliate and referral programs with various insurance carriers, online marketplaces, and finance providers. We may receive compensation when you complete an application through one of our partners. This does not increase your cost.
Editorial approach
All content on RunQuotes uses hedged, intent-based language about insurance — phrases like "is intended to cover" and "in the event of a covered claim" — because actual coverage is always determined by the carrier and the specific policy form. Nothing on the site is intended to imply, afford, or offer any specific insurance coverage. Review the actual policy form and consult a licensed insurance professional before purchasing.