Graphic Designer Insurance
Coverage shaped around the creative and contractual risks of design work.
What this coverage is intended to address
- ✓Allegations that a deliverable infringed a copyright or used unlicensed artwork — a common creative exposure addressed by professional liability insurance, also called Errors & Omissions (E&O) insurance
- ✓Claims that a design error, missed deadline, or production mistake caused a client a loss
- ✓General liability for third-party bodily injury or property damage, such as at a client's office during a press check
- ✓Defense costs that may arise from a dispute over your work product, in the event of a covered claim
Coverage products commonly considered
Most graphic designer operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A client alleges a designer used a stock image without the proper license, prompting a demand from the rights holder — professional liability / E&O is intended to respond in the event of a covered claim.
- While reviewing proofs at a client's site, a designer knocks over a display that breaks. General liability may help respond to a property-damage allegation of this kind.
Frequently asked questions
What is the biggest insurance risk for graphic designers?
Allegations tied to your work product — unlicensed imagery, copyright disputes, or a costly design error. Professional liability insurance, also called Errors & Omissions (E&O) insurance, is generally intended to respond to claims of this nature.
Do I still need general liability if I work from home?
It can still be relevant, since general liability is intended to address third-party injury or property damage that may occur at a client meeting or job site. Coverage and pricing vary by carrier.
Get a Graphic Designer insurance quote
Takes about 3 minutes. We'll route you to an instant-quote carrier when one fits.
Start my quote →